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Justin State Bank
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Cut-Off Times

All times listed below are listed as Central Standard Time (CST).
Online Banking
  • Account Transfers 7:00 PM
Bill Pay
  • Bill Pay items are processed at 7:00 AM and 2:00 PM each business day.
  • Payments submitted after the 2:00 PM cut-off will be processed at 7:00 AM on the next business day.
Remote Deposits
Remote deposits will be reviewed for approval before crediting your account. 
  • Remote Deposit Capture merchant deposits 6:00 PM
  • Check Deposit via Mobile App 6:00 PM
Wire Transfers
  • Domestic 4:00 PM
  • International 3:00 PM
  • Treasury Solutions Wires 4:00 PM
ACH Origination
  • File submissions 5:00 PM
Positive Pay Exception Review
  • ACH items 12:00 PM - 3:00 PM
  • Check items 7:00 AM - 10:00 AM